If you find yourself in a crisis situation, our counsellors are here to help. There are many organisations we can connect you with for help both with personal problems and for advice about support services available to get you through a crisis.

Our counsellors specialise in reviewing and analysing financial information, and will work with you to understand your current financial situation, identify options and create a plan for the future.

We can help with:

  • Identifying & assessing your financial position
    We can help you to understand your current financial situation and work with you to identify opportunities to improve your bottom line.
  • Cash flow budgeting and forecasting
    We can help to build cash flows, forecasts and budgets so you can determine what lies ahead and make smart business management decisions, and to help you develop a viable business plan.  
  • Reviewing loans
    Our counsellors are experienced in reviewing loans, comparing products and financial options and negotiating with banks and lenders. Often significant savings can be made through refinancing when you have the right information.
  • Refinancing debt
    Refinancing and comparing different bank offers can be difficult. We know how the banks work, we know what they need and want from farmers and we know how to talk to them. If you decide to refinance, we can help you through this process.

  • Farm debt mediation
    Our counsellors can support you through the difficult process of farm debt mediation, ensuring that you are well informed of the issues and processes and have access to specialist advice.

  • Accessing Government assistance
    Our counsellors have up to date information about the latest grants and government assistance programs.  They understand the eligibility criteria, application process and requirements and can work with you to determine if you are eligible and how to go about accessing this funding.

Visit our "Assistance Programs" page for information about the latest grants and government assistance programs.

Don’t self assess- talk to our counsellors about your eligibility for assistance.