Rural Financial Counselling Service 

Rural financial counselling services are free, confidential and independent to primary producers and rural businesses that are experiencing financial hardship or, have limited access to impartial support. 

Our Rural Financial Counsellors can help with information, support and practical assistance in making sound financial and business decisions. We work in collaboration with a range of people, governments and organisations throughout the Goulburn Murray Hume region in supporting rural businesses to better manage the challenges of change and structural adjustment.

Our Rural Financial Counsellors can help:

•    Farming and small business families assess and understand their financial positions
•    With business planning and enterprise change / diversification decision making
•    Identify options and develop adjustment plans
•    Prepare budgets and cash flows
•    With loans  and / or refinance applications
•    Negotiate with their lenders and creditors
•    Identify eligibility and apply for Centrelink and other Government programs
•    Support families through the structural adjustment process
•    With preparation for Farm Debt Mediation and support families to meet agreements
•    Pre succession planning facilitation / decision making
•    Information and referrals

If you are concerned about the financial health of your business seek help early. Early action provides you with more options and better outcomes for your business and your family.